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Understanding the Process and Your Right to Fair Lending

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Just Right!" You’ve been looking at houses for months and months, and you have finally found it-the house that’s just right. Now, you’re anxious to buy your new home, move in, and get settled. But you still have an important task ahead of you-getting a mortgage loan.

This brochure explains about dealing with mortgage lenders. It tells you where to look, what to look for, and what takes place when you apply for a mortgage. Knowing what to expect, especially if you are a first-time homebuyer, may make it easier for you to get through the process.

You’ll also learn about your legal rights to fair lending and what you have a right to expect in fair treatment. The Fair Housing Act and the Equal Credit Opportunity Act make it unlawful for a lender to decide whether you qualify for a loan, or to offer less favorable terms, for reasons such as your race, national origin or sex and other prohibited factors.

If you believe you have been unlawfully discriminated against by a lender, or have questions about the treatment you have received, this brochure also tells you where to file a complaint.

Link to this article, just copy and paste following code: <a href=http://www.estador.com/article9409.html>Understanding the Process and Your Right to Fair Lending</a>

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